1. OUR COMMITMENT TO YOUR PRIVACY

This Privacy Policy describes:

• How information about you is collected through our site;
• How we use and with whom we share this information;
• How you can access and update this information; and
• The choices you can make about how we collect, use and share your information.

 If you have any questions regarding this Privacy Policy or our information collection and use practices, please contact us using the information in the “Contact Us” section below.

2. INFORMATION COLLECTED THROUGH OUR SITE

Marquette Bank collects information from site visitors and also obtains information from third parties (including from service providers) in the course of providing our banking, financial and lending services (our “Services”), which we may add to the data we obtain through the site.   The information collected through our site includes:

• Personal and Loan-related Information. You may provide us information about you, which may include personal information and information relating to or necessary for the initiation, processing, or completion of certain financial transactions, including the issuance of loans.
   
• Event Registration or Request for Meetings. You may provide contact data through secure online forms for bank hosted events/seminars or for requesting a meeting for a particular financial service. Typically, this information includes name, address, phone, email and other relevant information. This data is used only for the purpose of the form and is not retained on the site.
   
• Transactional Information. We may also create transactional records of each of the transactions or other events occurring through our site. This transactional information is generally collected (i) to enable our Services, including loan document creation, origination, management, and distribution, (ii) to enable the services provided by third parties (including determinations regarding qualification for loans or the interest rates to be applied to loans), and (iii) to enable Marquette Bank to comply with various legal obligations.
   
• Device and Usage Information. Like most online services, our site collects standard technical, non-personal information when you use it, including internet protocol (IP) addresses, browser types, internet service providers (ISPs), the pages and content you view or interact with on our site, the information you search for, and the dates and times that you visit our site.
   
• Cookies and Other Technologies. Our site collects certain information through the use of “cookies” and other tracking technologies. Cookies are small files that your browser places on your computer. We may use session cookies, persistent cookies, and other tracking technologies to better understand how you interact with our site, to monitor usage by our users and web traffic routing on our services, and to improve and personalize our site. Many Internet browsers automatically accept cookies. You may be able to instruct your browser to stop accepting cookies or to prompt you before accepting cookies from the sites you visit. Google provides some additional privacy options relating to Google analytics, described at www.google.com/policies/privacy/partners/ .  We do not respond to “do not track” browser signals at this time.  We may also use web beacons, which are transparent graphic images on a webpage or within the body of one of our marketing emails, to allow us to measure visitor actions and assess the effectiveness of our email marketing campaigns. For example, we use web beacons in our email marketing to track instances where a user clicks through a link in the email.

3. HOW WE USE INFORMATION

We and service providers working on our behalf use information collected on our site in a variety of ways intended to provide our site and Services and to operate our business, including the following:

• To Provide our Services. We use the information that we collect (i) to operate, maintain, enhance and provide our site and our Services, (ii) to provide other services and information that you request, and (iii) to provide customer support to you and other parties.
   
• To Improve, Analyze, and Personalize our site and Services. We use the information that we collect to understand and analyze usage trends and preferences; to monitor and analyze the effectiveness of our site and Services; to improve our site and Services and develop new products, services, features, and functionality; and to personalize our site and Services, such as remembering your information so that you will not have to re-enter it during your visit or the next time you use our site, or providing customized content and information.
   
• To Contact You. We may use your email address or other information we collect to contact you for administrative purposes such as customer service or to send communications, including marketing or promotional communications, relating to our site and Services.  Generally, you have the ability to opt out of receiving promotional communications as described below.
   
• Aggregate Data. We aggregate data collected through our site and use it for purposes such as creating and sharing reports about the use of our products and services, including users’ interests, usage patterns, and trends. 
   
• Advertising. We may use non-identifiable information that you provide or that we collect to improve or tailor the effectiveness of advertising on our site and to provide advertisements and other content that is tailored to you.

4. HOW WE SHARE INFORMATION

Marquette Bank never sells data. We may share, transfer, or disclose your information in the course of normal operations in accordance to our Bank Privacy Policy, as well as in the following circumstances:

• To Service Providers. We work with third party service providers to provide services including loan or transaction processing or administration; site hosting and other similar services, development and maintenance; advertising and marketing services; and other services related to our site and Services for us. These third parties may have access to or process your information as part of providing those services for us. Generally, we limit the information provided to these service providers to that which is reasonably necessary for them to perform their functions, and we require them to agree to maintain the confidentiality of such information. These service providers are not permitted to use information we share that might identify you for any purpose other than to provide services to Marquette Bank or to you.
   
• In Aggregate Form. We may make certain aggregated non-personal information available to third parties for various purposes, including (i) compliance with various reporting obligations; (ii) for business or marketing purposes; or (iii) to assist such parties in understanding our users’ interests, usage patterns, and borrowing and loan origination trends. 
   
• Compliance with Laws and Law Enforcement; Protection of Our Rights. We may disclose your information (including your personal information) to a third party if (a) we believe that disclosure is reasonably necessary to comply with any applicable law, regulation, legal process or governmental request, (b) to enforce our agreements, policies and terms of service, (c) to protect the security or integrity of our site or Services, (d) to protect the property, rights, and safety of Marquette Bank, our users or the public from harm or illegal activities, (e) to respond to an emergency which we believe in the good faith requires us to disclose information to assist in preventing the death or serious bodily injury of any person, or (f) to investigate and defend ourselves against any third-party claims or allegations.
   
• In Significant Business Transactions. Your information, including personal information, may be disclosed and otherwise transferred to an acquirer, successor, or assignee as part of any merger, acquisition, debt financing, sale of assets, or similar transaction, or in the event of insolvency, bankruptcy, or receivership in which information is transferred to one or more third parties as one of our business assets.

5. OUR POLICY CONCERNING CHILDREN

Our site is not directed to children under 13, and we do not knowingly collect any personal information from children under the age of 13 through our site. If we become aware that a child under 13 has provided us with personal information through our site, we will take steps to delete such information.

6. PRIVACY POLICIES OF LINKED SITES AND ADVERTISERS

Our site may contain links to other sites including links to service providers. We are not responsible for the privacy practices or the content of such sites. If you have any questions about how these other sites use your information, you should contact them directly.

 

7. SECURITY

Marquette Bank has certain measures in place to maintain the security, confidentiality and integrity of the information gathered through the site, and to help protect against the loss, misuse and alteration of such information.  While we take measures to protect your personal information against security breaches and unauthorized access, we cannot guarantee that our safeguards will be effective all of the time against all security threats.

8. CHANGES TO OUR PRIVACY POLICY

This Privacy Policy may be revised from time to time. If we decide to make material changes to our Privacy Policy, we will make reasonable efforts to notify you of the changes by sending a notice to the primary email address provided to us and/or by placing a notice on our site.

 

9. HOW TO ACCESS AND UPDATE YOUR INFORMATION

You can access and update the information that you have provided to us as follows:

• If you are a Marquette Bank customer, you can access and update certain personal information in connection with your account or application by logging into your account online.
   
• You may contact us at marquetteservice@emarquettebank.com and request to review, amend or delete certain personal information collected by us.
   
• Please note that we may not be able to delete all information we collect through our site.

 

10. Email and Opt-Out Procedures

• You may opt-out of receiving different types of marketing emails at any time by following the steps to “unsubscribe” described in the footer of our marketing emails. Generally, your opt-out will become effective in 10 days or less.
   
• Please be aware that our emails come for various systems and sometimes from service providers on our behalf. According to agreements made with these service providers, you may have to “unsubscribe” from these email separately by following the steps described in the footer of these marketing emails.
   
• You are encouraged to have your primary email on file with Marquette Bank. Having your current and primary email allows us to have an alternative channel to reach you in the case of an urgent communication related to your account or an important communication related to our services.  
   

11. CONTACT US

If you have any questions, comments or concerns regarding our Privacy Policy and/or practices, please send an email to: marquetteservice@emarquettebank.com.

Marquette Bank
5700 W. 159th Street
Oak Forest, IL 60452

Updated: 11/1/18